Equal Housing Lender
As an Equal Housing Lender, We Do Business in Accordance With Federal Fair Lending Laws.
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, DISABILITY, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF18) TO:
- Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property
Services
Home Purchases & Refinances
We have experience with:
- Residential and investment real estate
- The real estate buying and selling process
- Financial market trends
Purchase Programs
- Conventional
- FHA
- VA
- First Time Home-buyer
- Jumbo
- USDA
- One-Time Close
- Adjustable Rate Mortgages
Refinance Programs
- FHA Refinance
- FHA Streamline Refinance
- VA IRRRL (VA Streamline Refinance)
- USDA Rural Streamline Refinance
- FHA Cash-Out Refinance
- FHA 203(k) Refinance
- FHA 203(k) Standard
- FHA 203(k) Limited
- Jumbo Loans
About
I'm your Mortgage Lender and Mortgage Broker specializing in HUD Section 184 Loans for Native Americans, FHA Mortgages, VA Loans, 203K FHA Financing, USDA Rural Housing Loans, Programs for Lower Credit Scores, Title, and Servicing.
With 23 years experience, I have consulted clients using their house as an investment vehicle to eliminate unwanted revolving debt or cut years off their mortgage and savings hundreds of thousands of dollars in interest.
I put people in the optimum position to finance the home of their dreams using all available lending options.
Contact me today - I will demonstrate my attention to detail. I look forward to working with you!
Can you picture your family here?
You are one click or one call away from getting started with The Richey Mortgage Team.
New Construction or Existing Properties
We break down the home loan process, help you find the loan program that suits your needs best and will get you on the path to buying your dream home.
Our Partners
